Car finance

Financing your next car? We make finance easy.

Apply online in just a few minutes. Get pre-approved and start shopping for your next car today.

Apply now Check status of application
  • Apply in minutes
  • Pre-approval before you shop
  • Over 18 with regular income

Estimate your repayments

Move the sliders to see what fits your budget. This is an estimate only — applying for finance is a separate step.

$120,000
$20,000
5 years
Estimated repayment
$0 /week
Apply for this amount

Example only, based on an interest rate of 9.49% p.a. with no balloon payment. Not an offer of credit. Fees and charges apply, and your rate depends on the lender's assessment of your application.

Apply online today

Three simple steps from application to driving away.

  1. Apply online

    Tell us a little about yourself and your income. It only takes a few minutes.

    A few minutes

  2. Get pre-approved

    Our finance team reviews your application and contacts you with your options.

    Usually within 1 business day

  3. Choose your car

    Shop our stock knowing your budget, and we'll arrange the rest for handover.

    Drive away

Who can apply

  • Over 18You need to be at least 18 years old to apply.
  • Regular incomeIncluding full-time, part-time, casual, self-employed, students and pensioners.
  • Any credit historyHad credit trouble before? Please still apply and we'll look at your options.

Have these ready

  • Driver licenceYour current Australian driver licence details.
  • Proof of incomeRecent payslips, or bank statements if you're self-employed.
  • Living expensesA rough idea of your regular expenses and any existing loans.

Frequently asked questions

You probably have lots of questions. Let's see if we can answer them for you.

Can I apply for finance?

You can apply for finance if you are over 18 and have a regular income.

Do you accept students and pensioners?

Yes, students and pensioners are welcome to apply. As with any application, lenders will look at whether the repayments are affordable on your income, so we'll help you find a loan amount and term that suits.

How long does it take to get approved?

Applying online only takes a few minutes. Many applications receive a decision within one business day, though some take longer if the lender needs extra documents. We'll keep you updated, and you can check the status of your application at any time.

What if I have a bad credit rating?

Please still apply. We work with a range of lenders and will look for the best available option for your situation. Being upfront about your credit history helps us find the right fit faster.

Do you do a credit check when I apply?

A credit check is part of a full finance application, and we'll always ask for your consent before one is carried out. If you'd like to talk through your options first, contact us before you apply.

I've applied for finance, what's next?

One of our finance team will review your application and contact you, usually within one business day. If we need anything else, such as proof of income, we'll let you know.

Once you're pre-approved, you can shop our stock knowing your budget, and we'll arrange everything for handover.

Still have questions?

No problem. Speak to our finance team, or check where your application is up to.